Pet Insurance pays the veterinary costs if one's pet becomes ill or is injured in an accident. Some policies will also pay out when the pet dies, or if it's lost or stolen.

The purpose of pet insurance is to mitigate the risk of incurring significant expense to treat ill or injured pets. As veterinary medicine is increasingly employing expensive medical techniques and drugs, and owners have higher expectations for their pets' health care and standard of living than previously, the market for pet insurance has increased.

They are our best friends and often one of the most important things in our lives, yet we often leave them uninsured and the consequences can be expensive. Your dog or cat may suffer an accident, become ill or injure somebody.

Insurance Cover
Pet insurance plans can cover such eventualities as your pet having an accident, sickness, compensation for having to cancel your holiday, money for advertising or to pay a reward if your pet is lost or stolen.

The level of cover varies with each policy, but most provide cover for the following categories:

Vet Fees
Death Benefit
Holiday Cancellation
Boarding Fees
Theft/Straying
Advertising/Reward
Third Party Liability
Accidental Damage
You should always check the small print on your policy for exclusions as some things aren't covered, for example; the cost of treatment for any condition which occurred before the policy started, flea control, vaccinations or spaying and castration. There are also some types of dogs which cannot be insured, for example; racing dogs, guard dogs, working dogs or dogs registered under the Dangerous Dogs Act.

Using the Pet Insurance Finder
The pet insurance finder takes less than 30 seconds. There are three simple questions to complete after which you will be able to view a table of results, listing available policies in order of price. You can sort these by cheapest monthly premium or cheapest annual premium and find the best policy for your needs.

We currently only show a small section of available policies, however we will be relaunching our pet insurance comparison to provide a wider selection of products. In the meantime please continue to use our comparison service for pet insurance where you can get annual cover for as little as ￡46.